Richard Blair – article recap

Quick Money can Lead to Quick Trouble


We live in an age of apps. This all started with the arrival of smartphones and now there is an app for just about anything. The lure of apps, whether it’s on a cell phone or desktop, is that it is now possible to do business remotely no matter where you live in the world and instantly. It is also because apps and websites are giving anyone the opportunity to do a small business on the side and make some quick and relatively easy money. Learn more:

This is also true with AirBnB, a business where anyone who has house, room or apartment for rent, can do so on short term basis for someone who is visiting town for a few days. All the home owner needs to do is set up an account with Airbnb and wait for customers to request to rent the house or room. If only it were that easy. The following are a few things to consider before setting out to be an amateur hotel owner. Learn more:

  • When you have renters you may be liable for any accidents or injuries that happen on the property, including the renter. In some places, even neighbors can sue the home owner for any perceived damages done to their property.
  • Typical homeowners insurance does not cover short term rentals. This automatically makes renting out rooms and property a big risk.
  • Whether using AirBnB or any other similar business to rent space, take a close look at their protection plans. In most situations, it is minimal at best, and even then it will not go into effect until there is no other option left.

Speak to an Expert

So what can you do in a situation like this? The best recourse is to talk to a professional who has knowledge and experience in dealing with insurance as well as financial decisions. A professional such as Richard Blair. Richard found out at an early age that he had a knack for all things finance at a relatively early age. After graduating college, he went to work for a firm that specialized in financing. After cutting his teeth there for a while he decided to move on and start his own firm, which he still runs today. The firm is called Wealth Solutions Inc. and it is based in Austin, Texas. He has given advice on a myriad of areas such as asset protection, property insurance, property tax etc. If you are considering to rent out that extra room or condo, it is worth while to talk to someone like Richard Blair before doing so. Learn more:


David Giertz – Highly Respected and Sought After Financial Expert

David Giertz is a well-known financial expert and advisor in the United States and serves as the President of the Nationwide Financial Distributors Inc, which is the distribution wing of the Nationwide Financial Inc. The Nationwide Financial offers a broad range of financial products, including the retirement planning products, mutual funds, equity-linked plans, and more. David Giertz is often seen in many of the television shows when it comes to financing and the financial market trends on

In a recently given interview to the Wall Street Journal, David Giertz talked about the importance of social security and how many people are not pleased with their financial advisor for excluding social security from their financial portfolio at David Giertz said that social protection is an important component of the retirement planning, and must not be discarded. He added that taking out social security from the financial portfolio can lead to a huge loss at the time of the retirement. David Giertz said that as per the survey conducted by the Nationwide Financial Research Institute; most of the consumers are unhappy with their financial advisor due to the exclusion of social security and wouldn’t mind switching to another financial advisor at

David said that one of the primary reasons why so many financial advisors ask their clients to do away with the social security is because explaining it can be difficult and it adds to the worry of the financial advisor on The guidebook for the social security is quite complicated, even for some of the financial advisors. It is one of the reasons why so many financial advisors like to keep it excluded when it comes to retirement planning, but David advises against it. David has received Bachelor of Science degree from Millikin University and MBA Degree from the Miami University. He has helped in improving the sales of the Nationwide Financial manifolds over the last few years.

Ignition Financial Will Quickly Slash Your Car Payments

Shopping for a new car can be a very fun and exciting experience. This is especially true when you are buying your first brand new car. With so many makes and models to choose from, it may take you a while to decide upon the exact vehicle that you want to purchase. After you decide what kind of car you want, you still have to choose what options you want on the vehicle. At this point, you are ready to head to the dealership and start looking for a good deal on your new car. Unfortunately, this is where many car buyers make a costly mistake.


Negotiating with a car dealer is a unique experience. Unfortunately, most people are not aware of the complexities involved in negotiating a new car purchase. They usually have very little training and experience at bargaining with a car dealer. The car dealer, on the other hand, is a professional salesman and an expert negotiator. Th salesman knows how to close a deal in a manner that will maximize his profit. And, one way that a car dealer makes a lot of money is by arranging the financing for your new car purchase.


Most people are focused primarily on getting a lower purchase price on their car when they are negotiating with a dealer. The car dealer will gladly lower the purchase price and offer you fast an easy financing to further help you out. This is where the problems start. The reason that car dealers are so anxious to arrange your vehicle financing is that they make a lot of money from doing it.


Car dealers have an arrangement with lenders that allows them to tack on extra interest points on the loans that they arrange. These extra interest points cost car buyers a lot of money over the course of the loan. This added expense shows up in the form of high monthly car payments. If you have a car loan that was arranged by a car dealer, you are probably making much higher monthly car payments than you should be.


If you are in this position, you may be asking: “How can I slash my payments?” A quick and easy way to lower your car payments is to refinance your vehicle with Ignition Financial. The professionals at Ignition Financial will get you a new loan at a lower interest rate. This lower interest rate will reduce your monthly car payments right away. You can use the money that you save every month to pay your car off early if you want to.



Ricardo Tosto : How to Hire The Right Lawyer in Brazil

It is imperative that you decide on the most ideal legal counsel for your legal issue. There may be many lawyers that specialize in the area of law you need help with, but not all of them will be a perfect fit for your needs.

Hiring a skilled and reliable legal representative is crucial to any legal issue. It is crucial to know how to go about finding, consulting and deciding on the very best legal counsel for your situation.

Checking reliable directories of legal representatives in Brazil is a great way to find an efficient lawyer for your situation. Take the time to check out resources such as attorney’s directory and Bar Associations. Bar associations maintain up-to-date listings of qualified lawyers or attorneys that are in practice.

Also, check with your friends and relative for recommendations. If these people have had an excellent experience with an attorney, they will surely be glad to recommend the law firm or lawyer to you. Professionals such as accountants and doctors can also be an exceptional source of lead, so ask your family physician or account if they know an awesome attorney in Brazil.

Do not just pick one of the attorneys on your list. Request a consultation to review the issue, and then choose the best suited one for your case.

And be certain you have everything in writing, and signed. You want to understand what you’re agreeing to, before you sign the document.

Ricardo Tosto de Oliveira Carvalho has earned a high reputation as a legal strategist, and he has been in practice for over 22 years. Ricardo Tosto is a business and corporate litigation legal professional in Brazil, and he has represented many high profile clients.

He has a great track record and is an absolutely sought after litigator. Ricardo Tosto focuses on the areas of Administrative Law, Credit Recovery, Bankruptcy, Banking Contracts, Reorganization, Acquisition Review, Power Concessions, Business Restructuring, Election Law, Civil and Commercial.

Clients praise him for his powerful strategies and courtroom style, which enable him to obtain the best possible outcome for them.

Sanjay Shah Speaks of Success and Giving Back

Sanjay Shah was recently featured in an in-depth interview on the Entrepreneur Podcast Network and in that interview, he revealed some of his most enduring guiding principles that have allowed him to achieve great success as the founder of Solo Capital, an international investment firm and as the creator of the charitable foundation Autism Rocks. This network is quickly becoming the best stage for entrepreneurs from around the world to learn and receive inspiration from. Shah freely supplied a large quantity of both in his very revealing interview and also revealed the upcoming Autism Rocks schedule for charity concerts in 2016.

Some people who are successful in business spend as much time seeking ways to give back as they do seeking ways to make more money. Sanjay Shah is one of these. He has been successful in business and has spent a large amount of his fortune to raise awareness and find better ways to treat autism. It was in 2014 that his youngest son Nikhil was diagnosed with this neurological illness and he began to become proactive and find ways to help almost immediately.

In the interview, Shah revealed a couple of the lessons he learned early in his business career. Running a successful business is a learning experience and he learned early that you should never underestimate the amount of capital needed to get your venture off the ground. He feels that many underestimate this factor and fail because of it. The other thing he states is that nobody should be thinking they will perform all the work themselves. Learning to hire good people and/or outsource simple tasks can make a business get going much more quickly.

This was true with his company Solo Capital, which provided international investment services including mergers and acquisitions and professional sports management. His company reached an all-time high in 2015 and for all intents and purposes, Shah chose to undertake retirement. This doesn’t mean that he no longer works, it means that he can devote the bulk of his time to the success of Autism Rocks. That is what happened in April when Autism Rocks hosted their first concert of the year. It was a fun-filled fan festival atmosphere in which some of the top musical acts in the world performed. They featured famous acts like Tyga and Flo Rida.

Autism is a life changing diagnosis for entire families and providing hope for a cure is the real value of this charitable foundation. Providing better, more effective treatment options is the ultimate outcome of the program. Shah has an obvious and clear personal attachment to the charity and a pride of what he has created. Seeing it in your mind and then bringing that vision to reality is the real process of creation.


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